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Smart Guide

SMART provides the opportunity for colleagues to increase their take-home pay and for Sainsbury’s to save National Insurance costs.

We designed SMART so that nearly all colleagues will see a benefit.

The SMART booklet explains how SMART works, and answers some of the questions you may have. Please read the booklet carefully as joining SMART is a change to your terms and conditions of employment.

Smart guide

Smart guide cover

View and print a PDF of the Sainsbury's Retirement Savings plan Smart guide, View and print a PDF of the Sainsbury's Retirement Savings plan Smart guide

Smart guide

Smart guide cover

View and print a PDF of the Sainsbury's Retirement Savings plan Smart guide

Smart guide

Smart guide cover

View and print a PDF of the Sainsbury's Retirement Savings plan Smart guide

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