It is a condition of access to this website, you accept that J Sainsbury and the Trustees of the J Sainsbury pension schemes accept no responsibility or liability for negligence, loss, damage of inconvenience caused as a result of action you take in reliance on the information on this website. Whilst we make every effort to ensure this website is kept up to date, information available may be out of date, incomplete or incorrect. You must always refer to the J Sainsbury Group Pensions Department's current printed documents. The information provided is not intended to confer any legal rights upon you. Rights to benefits are conferred only in accordance with the legal documentation governing the relevant scheme.