Advice on your options

Deciding what to do with your pension is a big decision. We strongly recommend that you seek advice about your options – whether you’re thinking about taking your pension or transferring your pension out of the Scheme.

The Trustee has appointed LV to provide retirement planning advice and guidance to members of the Sainsbury’s Pension Scheme. The Trustee has negotiated a competitive, fixed-rate advice fee for members.

LV can give you regulated and impartial advice about:

  • retirement options from the Sainsbury’s Pension Scheme
  • whether or not to transfer your pension
  • flexible retirement options, including drawdown
  • buying an annuity
  • the options for any other pensions that you have
  • lifetime allowance issues (alongside retirement advice)

Find out more about LV here.

0800 022 3844
The initial chat is free and without obligation.
Open 8.30am to 5.30pm, Monday to Friday.
For TextPhone dial 18001 first. We may record and/or monitor calls for training and audit purposes.


Using your own adviser?
Of course, you can also find and use your own independent financial adviser. If you don’t have an adviser, you can find one in your local area through this website:

When choosing your own adviser, make sure they are authorised to give specialist pension advice by calling the Financial Conduct Authority (FCA) Consumer Helpline on 0800 111 6768. If you don’t use an FCA-authorised firm, you risk not having access to compensation schemes.